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Tuesday September 26th, 2017 

News Archive - September 2009

Need advice?

07/09/2009

Yet another depressing survey, this time conducted by the Institute of Financial Planning. They found that although 80% of respondents agreed that there were areas that needed to be addressed in their personal finances (mainly increasing their level of savings or reducing their debts), only 5% of people said that they planned to speak to a financial adviser about it.

25% of the people surveyed thought that their best chance of improving their personal finances was a lottery win. (odds - 14 million to one).

Sadly it is this sort of attitude that prevents people from making real improvements to their lives. I have never been a big fan of the lottery as I see it as a tax on the poor, but also because it gives the illusion of an easy solution to those who are unwilling to face up to the reality of their finances.

The truth is that you never get something for nothing. Unless, of course, you arrange to speak to me at Mulberry's offices in Macclesfield or in your home where you get a free introductory meeting where we can discuss how I can help you.

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The material here is for general information only and is not intended to be relied upon for individual investment decisions. Appropriate independent advice should be obtained before making any such decisions. Mulberry Financial Ltd does not accept any liability for any loss suffered by any user as a result of any such decision.
The information is based on our understanding of current HMRC rules and practices (as at the news article date) which are always subject to change. Taxation and trust advice and Cash ISAs are not regulated by the Financial Conduct Authority. This site is aimed at UK residents only.
Please remember that the prices of shares and other investments can fall sharply. You may not get back the money you originally invested. Past performance is not necessarily a guide to the future.


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