Thank You

Thank you for contacting us. We will be in touch shortly.

Tuesday September 26th, 2017 

News Archive - September 2012

Interest rates to go lower?

25/09/2012

For a while I have been reading articles suggesting that interest rates are unlikely to move from their current low levels for some time. However, it now appears that they could fall even lower before they start to go up again.

Money market rates suggest the consensus view. They are currently predicting a FALL in the Bank of England base rate to 0.25% in February 2013, with a recovery to 0.5% coming in September 2014 and the first rise above this level coming in November 2016. These forecasts are not guaranteed, but the probability of an imminent rise in interest rates has been declining for 18 months as the UK economy has failed to recover as quickly as anticipated.

This is bad new for cash savers, as current cash savings rates are no better than inflation. It is also bad news for those due to retire with a personal pension soon, as it suggests that there is little hope of annuity rates recovering in the short to medium term.

In this climate I feel that non-cash investments in fixed interest and equities give the best opportunity for maintaining the buying power of your savings.

Please contact Mulberry Financial to discuss your investment options.

top of page


The material here is for general information only and is not intended to be relied upon for individual investment decisions. Appropriate independent advice should be obtained before making any such decisions. Mulberry Financial Ltd does not accept any liability for any loss suffered by any user as a result of any such decision.
The information is based on our understanding of current HMRC rules and practices (as at the news article date) which are always subject to change. Taxation and trust advice and Cash ISAs are not regulated by the Financial Conduct Authority. This site is aimed at UK residents only.
Please remember that the prices of shares and other investments can fall sharply. You may not get back the money you originally invested. Past performance is not necessarily a guide to the future.


News archive 2017


Mar | Feb | Jan |

News archive 2016


Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan |

News archive 2015


Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan |

News archive 2014


Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan |

News archive 2013


Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan |

News archive 2012


Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan |

News archive 2011


Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan |

News archive 2010


Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan |

News archive 2009


Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan |

News archive 2008


Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan |

News archive 2007


Dec | Nov | Oct | Sep | Aug | Jul | Jun | May |